Financing Cost Calculator

Use our Financing Cost Calculator to see how much financing adds to the price of a purchase.

Enter the purchase price and your down payment (or the loan amount), the interest rate, the term in months and any financing fees. You will see your monthly payment, the total interest, the total financing cost — interest plus fees — and what the purchase costs you in total.

Choose whether the fees are paid upfront or added to the loan to see how much extra interest financing them costs, compare the cost over shorter and longer terms, and check the APR including fees. To see the yearly rate once the fees are counted, use our True APR Calculator; to compare with paying in installments at checkout, our Buy Now Pay Later Calculator.