Subscription Spending Calculator

Use our Subscription Spending Calculator to see what all your subscriptions really cost — streaming, music, apps, memberships and boxes — per month, per year and per day, and which ones cost the most.

List each subscription with its price and how it’s billed: weekly, monthly or yearly. Everything is turned into a yearly total and divided back into months and days. For example, $45 a month of streaming, music and apps plus $240 a year of memberships comes to $65 a month, $780 a year, or $3,900 over five years.

Add an expected return to see what the same money could grow to if you invested it instead, at the end of each month: $65 a month at 7% for five years grows to about $4,654 — $754 more than you’d spend.

Small monthly charges add up fast, so audit your card statement once a year and cancel anything you haven’t used lately; treat the results as an estimate. To see the investing side in more detail, use our Investment Calculator; to fit subscriptions into your spending, our Monthly Budget Calculator. For a single daily habit like coffee, use our Coffee Spending Calculator. To check whether a subscription’s annual plan costs less than paying monthly, try our Monthly Cost Calculator.